Section 74 of the Magistrate Court Act provides for the process of administration.  In terms of this process an administrator of a clients’ estate is appointed by the court.  We negotiate down payment offers with clients’ creditors to come to an arrangement that provides for a client to start down payment of debt while provision is made for a fair living allowance.  Clients are protected from being ragged to court or sequestrated, while creditors are paid on regular intervals.  Clients are prohibited from making further debt, while being encounter by our administrator to settle their debt as soon as possible. Administration is regulated in terms of the Magistrate’s Court Act and applies only to debt not exceeding R50 000.